Dynamic User Account – Your Everyday Digital Banking Solution

A payment account designed to simplify your daily life

Dynamic User is your personal digital account created to give you complete freedom, simplicity, and control over your daily financial activities.

All-in-one convenience

With a Dynamic User account, you can:

• Send and receive money easily from any payment institution
• Make secure, fast SEPA transfers across Europe
• Instantly transfer money to other Dynamic users — free of charge and in real time

Smart, digital banking

Manage your account with ease from your personal dashboard:

• Track your balance and transactions in real time
• Download your statements in CSV format for clearer expense tracking
• Calculate utomatically your average balance for certifications and declarations
• Contact customer support via integrated messaging
• Enable custom security features to authorize operations securely

Always at your fingertips

Download the official mobile app and take your account with you wherever you go:

• Available for iOS and Android
• Full account management on the go

Transparent pricing, no surprises

With Dynamic User, you always know what you’re paying. We offer clear, upfront pricing with no hidden fees or unexpected charges — so you can budget confidently.

Choose Dynamic User — the digital account that moves with you.
Send money, check your balance, and manage everything in seconds — even instant, fee free transactions with other 3Rooks users.