The digital account that simplifies your life

User Dynamic is the smart personal account that gives you maximum freedom, control, and simplicity in your everyday transactions.

Everything in one account

With User Dynamic you can:

• Send and receive money easily from any institution
• Make SEPA transfers quickly and securely across the euro area
• Exchange money in real time with other Dynamic users, with no costs and no waiting times

Simple management, 100% digital

From your reserved area you can:

• Monitor balance and transactions in real time
• Download account statements in CSV format for a clear view of your expenses
• View your average balance automatically, useful for declarations or certifications
• Communicate directly with customer service through integrated messaging
• Activate free personalized security systems to authorize transactions safely

Always with you, wherever you are

Download the official 3Rooks app and bring your account to your smartphone:

• Available for iOS and Android
• Complete management, wherever you are

No surprises. Everything is clear

With User Dynamic you get transparent conditions and no hidden costs.
You always know what you are spending and can plan consciously.

Main applicable fees

User Dynamic Account: the account that follows you everywhere

Check your balance, send money, and manage every aspect of your account directly from the app or the web.
Simple, fast, everything under control.